Barclaycard Services

Barclaycard Services

Balance Transfer

Balance Transfer provides a facility for you to ensure that you responsibly stay on top of your credit cards, especially if you have more than one to manage. Balance Transfer allows you to move all or part of your outstanding balance under credit cards issued by other banks in the UAE to your Barclaycard.

The minimum amount that can be transferred is AED 2,000 and the maximum cannot exceed 90% of your credit limit. You will have the flexibility to pay back the Balance Transfer in monthly instalments over a selected tenor or through a 0% promotional interest period on the Balance Transfer amount.

For the re-payment option of monthly instalments, you will pay back the Balance Transfer amount together with the interest in equal monthly instalments during the selected term. Your payments will go towards the monthly instalment amount first, and then other purchases. Late fees will apply in case the minimum payment due is not paid in full. If you wish to settle the outstanding amount before the end of the selected term, you will be required to repay the outstanding principal amount and a pre-closure fee.

For the re-payment option of 0% promotional interest for a limited term, the Balance Transfer amount will be reduced first prior to any payments on purchases. If you select this re-payment option, any transactions on your Barclaycard will incur an interest charge until the Balance Transfer amount is repaid in full. If you wish to settle the outstanding amount before the end of the promotional term, you will be required to repay the outstanding principal amount and there are no pre-closure fees.

For more details on managing your card click here.

Cash On Call

Cash on Call allows you to transfer funds from your Barclaycard and either issue a manager’s cheque for that amount or credit a nominated account with that amount.
The minimum amount that can be availed is AED 2,000 and the maximum amount that can be availed is 75% of your credit limit. You will have the flexibility to pay back the Cash on Call in monthly instalments over a selected tenor or through a 0% promotional interest period on the Cash on Call amount.

For the re-payment option of monthly instalments, you will pay back the Cash on Call amount together with the interest in equal monthly instalments during the selected term. Your payments will go towards the monthly instalment amount first, and then other purchases. Late fees will apply in case the minimum payment due is not paid in full. If you wish to settle the outstanding amount before the end of the selected term, you will be required to repay the outstanding principal amount and a pre-closure fee.

For the re-payment option of 0% promotional interest for a limited term, the Cash on Call amount will be reduced first prior to any payments on purchases. If you select this re-payment option, any transactions on your Barclaycard will incur an interest charge until the Cash on Call amount is repaid in full. If you wish to settle the outstanding amount before the end of the promotional term, you will be required to repay the outstanding principal amount and there are no pre-closure fees.

For more details on managing your card click here.

Easy Instalment Plan

This facility allows you to pay for a high value transaction from our participating stores over a longer period of time at a reduced interest rate. All you need to do is simply give us a call on 04 428 6000 within 30 days of making the transaction, tell us over how long you would like to repay the amount and we'll do the rest.

For more details on our participating stores click here.

Cash Advance

You may use your Barclaycard to obtain cash advances by using your credit card at any ATM. Cash advances will be subject to daily withdrawal limits.

There is a cash advance fee and cash advance interest rate that will be applicable for this type of service.

Please refer to the Managing your Card section and the Schedule of Charges for more details.