Barclays/Barclaycard

Key Facts

Whether you need a loan for a bit of extra cash for that dream vacation, or a new household appliance, a Personal Instalment Loan is there to meet all your needs.
 

• Personal loans of AED 10,000 - 120,000

• Flexible loan repayment plans

• Fixed monthly payments

• Payment protection insurance - in case of unforeseen circumstances and involuntary loss of employment

• Personal loans without the need of transferring your salary or opening a deposit account with Barclays

• Option to top up your Personal loan after 12 repayments
  

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What you need

Applying for a personal loan is easy; simply call Barclays and arrange a meeting with our Personal Financial Advisor at a location of your choice. 

Documents required include⁽¹⁾:

• Completed loan Application Form

• Copy of passport

• Valid UAE residence visa

• Copy of valid Emirates ID card
  

• Last three months bank statements

• Salary certificate (for salaried individuals) OR

• Copy of the trade license and partnership agreement (for business owners)

• Two undated security cheques from the salary account OR current account of primary applicant (for business owners)

• Post-dated repayment cheques from the salary account OR current account of primary applicant (for business owners)
  
  (1) Documents required for a personal loan depend on individual circumstances additional documentation might be requested but the bank as deemed necessary. 

Fees and Charges

Fees and Charges

We try to keep our fees to a minimum and regularly benchmark our fees with those of our competitors to ensure you get a competitive personal loan.

Prepayment Fees (Full / Partial - charged on the outstanding loan amount)