| Minimum Rate of interest | 22.99% |
| Processing Fees | 1.5% of the loan amount |
| Insurance charges | 0.5% per annum |
| Instalment Postponement Fees | AED 200 |
| Returned cheque charges | AED 250 |
| Late Payment Fees | AED 250 |
| Penal interest charge | +3% of the rate on the overdue amount |
| Liability Certificate | AED 250 |
| Other Charges | AED 15 per cheque as PDC handling charges |
 |
|
| Through own sources | 2.50% |
| Through another bank's facility | 5.00% |
| Through a top-up loan | 1% |
| Through consolidation (other Barclays facility) | 2.00% |
