| Minimum Rate of interest | 11.99% |
| Maximum Rate of interest | 22.99% |
| Minimum Processing Fees | AED 750 |
| Insurance charges | 0.5% per annum |
| Other charges | AED 15 per cheque as PDC handling charges |
| Instalment Postponement Fees | AED 200 |
| Returned cheque charges | AED 250 |
| Late Payment Fees | AED 250 |
| Penal interest charge | +3% of the rate on the overdue amount |
| Through own resources | 2.00% |
| Through End of service Benefits | 0.25% |
| Through a top-up Loan | 1% |
| Through debt consolidation (another Barclays loan) | 2.00% |
| Through another bank's facility | 5.00% |