| Minimum Rate of interest | 9.99% |
| Maximum Rate of interest | 14.99% |
| Processing Fees | 1% of the loan amount |
| Minimum Processing Fees | Not applicable |
| Maximum Processing Fees | Not applicable |
| Insurance charges | Not applicable |
| Other charges | AED 15 per cheque as PDC handling charges |
| Instalment Postponement Fees | AED 200 |
| Returned cheque charges | AED 250 |
| Late Payment Fees | AED 250 |
| Penal interest charge | +3% of the rate on the overdue amount |