Premier credit card

Key features

True to legacy, having been the first bank to launch a credit card in 1966 in the UK, Barclays Bank now offer you our best in class credit card, the Premier credit card.
 

Key Features

  • Earn 2.5% rewards on all your purchases. These points can be redeemed for free flights on the airline of your choice or shopping vouchers from a choice of malls

  • Get 10% cash back on dining, anywhere in the UAE

  • Enjoy complimentary Priority Pass access to over 600 airport lounges across the world

  • Enjoy free golf at the finest golf course in the UAE and get access to 30% discount from 300 golf courses worldwide

  • Buy-one-get one free offer at VOX Gold cinemas

  • Avail complimentary valet parking service

  • Take advantage of the VISA Infinite Concierge service

  • Access to the best offers worldwide whether it is shopping, hotels or even car rentals

Apply now


Online - Apply Online and one of our representatives will contact you.

 

Call - 800 428 6080 within the UAE and +971 4 429 6902 outside the UAE

SMS - PRCARD to 3652

Visit -
Barclays Branches



 

Benefits


Free Flights. On the airlines of your choice.

Earn 2.5% rewards on all your purchases. Premier Rewards can be redeemed for free flights on the airline of your choice. You don't have to worry about blackout periods or booking your flights in advance plus there are no specific agents to deal with.

Simply book your tickets online or through your travel agent. Call our Premier Telephone Banking to redeem your points and the amount will be credited to your account. Alternatively, you can request for shopping vouchers worth AED1,000 from a choice of malls across the UAE.

 

Premier Reward Points required AED Value
For every 10,000 points 50
For every 100,000 points 1,000

View - Terms and Conditions
 

Cash Back on Dining

Whether it's a romantic dinner at a fancy restaurant or a cappuccino on-the-go, the Premier credit card gives you 10% cashback on all your dining spends in the UAE. Avoid the hassles of carrying or referring to participating outlets.

Every swipe at a restaurant, café or lounge will automatically qualify for 10% cash back upto a maximum of AED 100 per transaction and AED 300 in a month.

The cash back amount will be reflected in your monthly statement.

View - Terms and Conditions related to this offer


Airport Lounge Access

With your Premier credit card, you will get a complimentary Priority Pass card which gives you access to over 600 lounges across 300 cities in 100 countries globally. Now, you can escape the stress of crowded departure halls or flight delays at airports regardless of the airline or class of travel you fly. And enjoy a quiet sanctuary where you’ll find everything you need – for business or pleasure.

You will be eligible for ten complimentary lounge visits annually (calendar year). Any additional visits will be charged at AED100 to your credit card.

Click here to view the list of airport lounges


Unmatched Golf Privileges

Experiences are individualistic by nature. Premier Banking opens up for you some of the finest golf courses around the world, you know it will be a great game.

Offer
Partner
Reservations
30% discount off
published green fees
300 golf courses across the globe.
Click here for the list
800 0441 3487
 
 
 

Buy-one-get-one free at VOX Gold cinemas

Premier Banking brings you buy-one-get-one offers at VOX Gold cinemas. Imagine yourself in a fully reclining armchair, watching the latest blockbusters on the big screen and not having to pay for the second ticket!

A maximum of 3 free tickets per movie session can be availed under this offer. The free ticket needs to be utilized along with the paid ticket for the same session and cannot be
forward to any other session on that day or another day.

View - Terms and Conditions related to this offer


Complimentary Valet Parking

We realise that your time is valuable and you don't want to spend it battling bumpers as search for parking. That's why we've arranged for you to valet park for free (up to four times a month) through VALTRANS. Just flash your Premier credit card at any of the following locations, and let the valet staff take the stress of parking off your hands:

  • Deira City Centre

  • Mirdif City Centre

  • Ibn Battuta Mall

  • Dubai World Trade Centre

  • Wafi City

  • Dubai Media City

  • Dubai Internet City

  • Oasis Centre

 
 

 


VISA Infinite Concierge Service

We’re happy to stay up all night to serve you. Premier credit card comes with a dedicated concierge desk available 24 hours a day to help with your needs at home or abroad. Best of all, the service is entirely complimentary.

The concierge desk will be able to assist you with:

  • Travel reservations and airport transfers

  • Travel and health advice

  • Restaurant information, suggestions and booking

  • Personal shoppers, deliveries and out-of-hours store access

  • Key date reminders with gift and flower services

  • Suggestions and tickets for sporting, social, musical and cultural events

  • Golf course recommendations and bookings

  • Access to private members clubs

  • Event/party planning and catering suggestions

  • Relocation management including staff appointments

  • Childcare referrals and arrangements

  • And much more

This service is offered through Visa Infinite Concierge. To speak to them, call 800 0441 3487 within the UAE or +44(0) 20 8762 8373 from outside the UAE or click here to find out more about the infinite services you can get today.


Global Emergency Assistance

When you are in abroad, a minor problem can easily become a crisis. But whether you lose card or money, have a legal or medical problem, or simply need someone who speaks your language, we can be the help you need.

Through your Premier credit card, you get the following global emergency benefits:

  • Emergency card replacement within 24 hours

  • Emergency cash disbursement up to $5,000 within 24 hours

  • Multi-trip travel insurance upto $2 million, covering three co-passengers

  • Multi-lingual support, 24 hours a day, all year round

  • Lost and stolen card reporting

  • Medical and legal referral

To find out more or for emergency assistance, please contact our Premier Telephone Banking on 800 428 6080 within the UAE and +9714 429 6902 outside the UAE.


Purchase Protection, Extended Warranty and Travel Insurance

Purchase Protection- You will be eligible for a refund up to $5000 per item should your purchases be accidentally broken, stolen, or damaged, within 90 days from date of purchase.

24 month Extended Warranty – Whether you're buying a digital camera or new washer and dryer – your manufacturer’s or retailer’s warranty will be automatically extended on a range of goods for a combined total of 24 months.

Travel Insurance - Whether you have a legal or medical problem, or simply loose your bag, we can be the help you need. When you purchase your ticket through your Premier credit card, you will automatically enjoy the following:

  • Travel insurance covers up to 3 family members, or colleagues

  • Medical Emergency Evacuation and Repatriation service up to USD1,000,000

  • Medical Emergency Expenses up to USD2,000,000

  • Personal Accident up to USD1,000,000

  • Loss of Baggage up to USD3,000

  • Travel cancellation up to USD5,000

  • Travel Delay up to USD900

  • Delayed Baggage up to USD1,440
     

Offer details and Terms and Conditions

 
 


Giving you access to the best offers worldwide

With your Premier credit card, you will enjoy many benefits around the world on hotels, transport and shopping such as:

  • Enjoy 10% off at Harrods: Your Premier credit card now rewards you with the privilege you deserve – The Harrods Rewards tier Card. Register here with your Premier credit card and you will enjoy two personal 10% off days a year, plus many other exclusive benefits.

  • Make your next hotel stay an exceptional one - Experience VIP treatment with the best available room rate, automatic room upgrade, complimentary breakfast, late checkout and much more. Click here to find out more

  • Drive away in style - Dav El Chauffeured Transportation is proud to offer Premier credit cardholders a 15% discount for all your transportation needs in any of our 550 locations worldwide. Click here to find out more   

  • Complimentary day car rental - Use your Premier credit card and receive one complimentary day for rentals in the U.S., Canada and Europe (minimum 6 day rentals). Enjoy this great offer and don't forget to mention your discount number CDP# 1244810 to receive savings and benefits with this rental and every time you rent from Hertz. Click here to find out more     


Credit Card Privileges & Alliances

View - All the privileges you can enjoy today when using your Premier credit card.


 



 

Eligibility

 

To be eligible for the Premier credit card, you need to have a Premier Banking account and meet any of the following criteria:

 


Transfer a monthly salary to your Premier Account
AED 40,000 and above
Total Relationship balance
(Deposits and / or Investments)
AED 350,000 and above
Book a mortgage
AED 1.5 million and above
Sign up for an annual bancassurance premium
USD 24,000
 

Services & Information

Managing your account


 

Mobile and Tablet Banking - Download our free app for Apple and Android devices from Barclays.ae/apps.

Online BankingRegister online to view and transact on your Premier credit card

24x7 Phone Banking: Call 800 428 6080 and enjoy a quick and secure way of accessing your account.

E-statement: You can also receive statements via email. Call 800 428 6080 to register.

Monthly statements: Receive monthly statements by post.

SMS Alerts: SMS Alert is a short code based interactive service whereby you get card information and transaction alerts.
Call 800 428 6080 to register.


Ways to Pay your Premier credit card

You can manage your Barclaycard payments at:



Make utility bill payments

You can pay your Etisalat bills (landline, GSM, Wasel recharge and renewal, e-vision and internet), SALIK and water and electricity bills (DEWA, SEWA, ADWEA) using our 24X7 Premier Telephone Banking or through Online Banking.
 

Balance Transfer

Balance Transfer allows you to move the balance on your other credit cards over to your Premier credit card. Balance Transfer is the best way for you to ensure that you responsibly stay on top of your credit cards, especially if you have more than one to manage.
 

Cash On Call

We understand that sometimes you need a cash boost quickly and with Cash on Call, you get access to cash up to your available credit limit in one easy phone call. Cash on call helps you save on interest and also gives flexibility for repayments with variable tenure options.
 

Easy Instalment Plan

This facility allows you to pay for a high value transaction over a longer period of time at a reduced interest rate. All you need to do is simply give us a call on 800 428 6080 after you make the transaction, tell us over how long you would like to repay the amount and we'll do the rest.

 

FAQs

Your handy list of Barclays Premier credit card FAQs

What is the minimum amount I must pay on my account each month?
You may pay your card balance off in full or make a part payment. If you have an outstanding balance, each month you must pay the minimum payment due by the payment due date. The minimum payment due is calculated as 4% or AED100 whichever is higher of your outstanding balance plus any amount past due, plus any instalment due on a Balance Transfer, Cash on Call or Easy Instalment Plan, plus any amount by which the balance on your statement exceeds your credit limit.

What should I do if I see a transaction I don’t recognise on my statement?
Please call us straight away on 800 428 6080 so we can find out what the problem is.

What should I do if my personal details or address have changed?
Please call us on 800 428 6080 and let us know so we can keep all your details up to date. In some instances (where you change employer or change your name) you will need to supply supporting documentation in order for us to make changes to your account.

How can I manage my credit limit?
At Barclays, we want to put you in charge of your credit card. So, if you want to speak to us about lowering or raising your credit limit, please call our Premier Telephone Banking advisors on 800 428 6080.

What should I do if I forget my Personal Identification Number (PIN)?
Please call our Premier Telephone Banking advisors on 800 428 6080 and they will be able to send you a new PIN.

What happens if my payment is received late?
If your minimum payment due is not received by the payment due date (each as indicated in your statement) a late payment fee will be charged to you. This is in addition to interest that will be charged on the outstanding amount. Please refer to the Schedule of tariff for more details on the rates applicable on your Barclays Premier credit card.

Is interest charged immediately when I withdraw cash?
When you withdraw cash from the bank or an ATM, you will be charged a Cash Advance Fee. This is in addition to the interest charged on the amount withdrawn from the date of withdrawal.

What additional charges do I incur if I use my card internationally?
When you use your card outside the UAE, the currency of your transaction will be converted into UAE Dirhams (AED). This will be at the exchange rate prevailing on the date of the amount is charged on your account rather than the date you used your card. The two rates may vary due to market fluctuations. For all foreign currency transactions, a processing fee will be levied. All credit cards, when used outside the UAE are charged an international conversion fee. Please refer to the Schedule of tariff for more details on the rates applicable on your Barclays Premier credit card.

 

In case you have more than one credit card from Barclays, here are some of the questions you may have:

Do I have to activate my two credit cards separately?
Yes, both your credit cards will have to be activated. You can keep both of your credit cards handy and request our Premier Telephone Banking advisor to assist you with activating both cards.

Will I have two different PIN numbers for the two credit cards that I hold?
Yes, each credit card account is unique and will have a different PIN number.

Will I get two statements?
Yes, you will receive two different statements for each of your credit card accounts.

If I have a payment due on each card, can I send a common cheque or make a common cash payment to one of the credit card accounts?
We apologise but since each credit card account is unique, you will not be able to send a common cheque or common cash payment to one credit card account. You will need to make separate payments into each credit card account.

If I lose one credit card and I report the same, will both my cards be blocked?
No, only the credit card that you have reported as lost will be blocked.

Will the minimum amount due on both my credit cards be different?
Yes, the minimum due amount will vary based on the amount you have spent on each of your credit cards. 4% or AED100 of the outstanding balance is your minimum amount due on each credit card.

What will the limit assigned to each credit card?
The limit assigned to you as a customer. You have a common limit across both cards, i.e. If the limit assigned to you is AED100,000 and you have spent AED20,000, you can use any of your credit cards for the balance of AED80,000.

Are various promotional offers valid on all my credit cards?
Any communication on promotional offers will clearly mention which credit card account the offer is valid for. The offer at times may apply on all cards but also could be one credit card product specific.

Can the credit card Rewards Points on my Barclays credit cards be combined for rewards redemption?
The credit card Rewards Points earned from various card plastic can be clubbed and redeemed at various rewards partner outlets.